Architectural vs. Impact-Resistant Shingles
Introduction: Kansas Weather Demands Tough Roofing
Kansas homeowners know the sound of hail all too well — the hammering on the roof, the flashing alerts, the looming worry of storm damage. When it comes time to replace a roof, one of the biggest questions is this:
Should you choose standard architectural shingles or upgrade to impact-resistant (Class 4) shingles?
In this guide, we break down the differences, the benefits, the costs, and how insurance factors in — so you can make the best long-term choice for your home.
What Are Architectural Shingles?
Architectural shingles, also known as laminated shingles, are the most common roofing option in Kansas. They’re thicker and more durable than basic 3-tab shingles and come with improved wind resistance.
Pros
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Affordable and widely available
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Aesthetic depth and curb appeal
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Good durability for normal weather
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Typically carry a 25–30+ year material warranty
Cons
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Not designed specifically for hail
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More likely to crack, dent, or lose granules during severe storms
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Fewer insurance benefits
What Are Impact-Resistant Shingles?
Impact-resistant shingles are engineered for hail, flying debris, and high-impact weather events common in Kansas. The highest grade — Class 4 — passes the UL 2218 steel-ball test, simulating golf-ball-sized hail hitting your roof at high speed.
Pros
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Superior hail resistance
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Better long-term durability
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Often eligible for insurance discounts
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Reduced risk of granule loss or cracking
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Can extend the life of your roof in storm-heavy areas
Cons
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Higher upfront cost
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Some insurance carriers may require re-inspection
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Not all brands perform equally — installation quality matters
Cost Comparison: Upfront vs. Long-Term Savings
Many Kansas homeowners choose architectural shingles simply because of the lower upfront cost. But when hail hits — and in Kansas, it will — impact-resistant shingles often pay for themselves.
| Feature | Architectural Shingles | Impact-Resistant (Class 4) Shingles |
|---|---|---|
| Upfront Cost | Lower | Higher |
| Lifespan | Good | Excellent |
| Hail Resistance | Moderate | High |
| Insurance Discounts | Rare | Common |
| Storm Claims | More likely | Less likely |
If you plan to remain in your home at least 5–10 years, Class 4 shingles often provide the best overall value.
Insurance Discounts for Class 4 Shingles in Kansas
Many Kansas insurance carriers offer premium reductions for installing Class 4 shingles. Discounts can range from 10% to 30% annually, depending on the company.
Important notes for homeowners:
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You must provide a Class 4 Impact-Resistant Certification
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Some carriers require photos or a final inspection
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Many insurers offer waived cosmetic damage clauses with impact-resistant roofing
These savings can significantly offset the initial investment.
Which Shingle Is Best for Kansas Storms?
If you live in Leavenworth, Shawnee, Olathe, Overland Park, or anywhere in tornado-alley Kansas, the answer is clear:
Impact-resistant (Class 4) shingles offer the strongest protection against hail, wind, and storm-related damage.
They reduce long-term risks, minimize repairs, and often save money on insurance.
Architectural shingles remain a solid option for homeowners on a tighter budget — but they simply can’t match the storm-tough resilience of Class 4 shingles.
Final Recommendation
For Kansas homeowners who face frequent hail, strong winds, and unpredictable storms, Class 4 impact-resistant shingles are the premium, storm-ready choice.
If you want the most protection, fewer claims, and long-term peace of mind, upgrading is worth it.
Invictus Roofing has your answers to a better roof and peace of mind.
LEARN MORE: See our TIPS & RESOURCES
–Roof Repair vs. Roof Replacement: How to Know What Your Home Actually Needs
-Common Roofing Questions Answered, Myths Busted, and Roofing Terminology Explained
CALL INVICTUS ROOFING TODAY (913) 214-0014
CONTACT US for your roof inspection.
